FAQs
Short answers to the questions people ask before they insure.
What Is All-Risks Cover, and What Does It Not Cover?
All-risks cover sounds like it protects against everything, but no policy does. Here is what all-risks really means in Nigeria, what it typically excludes, and how to check before you need it.
Do You Need a Police Report to Claim for Theft in Nigeria?
Yes, almost always. Here is why underwriters ask for a police report after theft or burglary, how to get one quickly in Nigeria, and what to do if you cannot obtain one.
What is an Insurance Excess and How Does It Work?
The excess is the part of a claim you pay yourself before cover kicks in. Here is how it works in Nigeria, why it exists, and how to choose the right one.
Home insurance in Nigeria: your questions answered
How much it costs, what it covers, what documents you need, and how claims are paid. The common questions, answered up front.
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