From a sentence to a settled claim.
Log, track your assets and insure your way, in one conversation with Cova.
1. Log
Tell Cova, snap a receipt, or import a list. Each item lands in VaultLog at today's replacement cost. Cova checks current market prices and asks you to confirm.
2. Cover
Compare quotes and pay in the chat. Cover one item or a bundle, for a year or a shorter term where the underwriter writes it. Your certificate is ready the moment cover starts.
3. Claim
File from your phone and get paid to your wallet. Small claims on active policies are approved in minutes; larger ones are settled within an 8-day average.
Things you can say to Cova
- “Am I covered if my generator burns out?” Cova reads your policy wording and answers in plain words.
- “I already have a policy, bring it in.” Upload the certificate and Cova reminds you before renewal.
- “Import my asset list from Excel.” Every line sorted and valued, on Pro and Business.
Stay claim-free, get up to 7% back
VaultRewards builds every month you do not claim. Cash it to your bank or take it off next year's renewal.
VaultCova speaks English, Pidgin, Yorùbá, Hausa and Igbo.
VaultCova, Nigeria. Log, track your assets and insure your way. Cover is provided by NAICOM-licensed underwriters.