Insurance is free. Risk intelligence is the upgrade.
Policies, storage, claims and Cova guidance cost nothing on every plan. You pay the insurer's premium, nothing on top. Paid plans add room and risk tools, and yearly billing gets 2 months free.
On every plan, free
- VaultLog register
- Chat with Cova in 5 languages
- Buy, compare and renew cover
- Claims and guidance
- Renewal and valuation reminders
Plans
- Free Vault: start your vault, insure when ready.
- Individual Vault: more assets, grouped views, Cova insights and bundle savings.
- Pro Vault: import from PDF, Excel or Word, value statements, the risk dashboard and 3 team members.
- Business Vault: unlimited assets across locations, monthly, quarterly and annual risk reports and 5 team members.
Cover terms
- Cover for a year, or a shorter term where the underwriter writes it, priced on that underwriter's own short-period scale. Premiums are paid for the term, never split into instalments.
- Related assets on one policy typically cost about 10% less on your first cover.
- Pay by card, bank transfer, or your VaultCova wallet balance.
VaultCova, Nigeria. Log, track your assets and insure your way. Cover is provided by NAICOM-licensed underwriters.