Insights
Plain-English explainers on cover, risk and getting paid when it counts.
Insights
What is e-inventory? Do I need an asset register?
A digital record of what you own does more than help you get insured. It can support loan applications, visa proof of funds, business valuations and family planning. Here is why every Nigerian should have one.
Oluwatosin from VaultCova·28 Aug 2026·4 min read
Insights
Replacement value vs market value: what is the difference?
One is what it costs to buy a new one today; the other is what your used item would fetch. Insuring on the wrong one leaves you short.
The VaultCova Team·17 Aug 2026·1 min read
Insights
Does insurance cover theft?
Often yes, but it depends on the class of cover and the conditions in the wording. Here is what actually pays out.
The VaultCova Team·17 Aug 2026·1 min read
Insights
What is comprehensive insurance?
Comprehensive means the widest cover a policy offers, including your own losses, not just damage you cause to others.
The VaultCova Team·17 Aug 2026·1 min read
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